Now that I'm back from my training trip to California, I've had to really get myself back to this whole issue. Last week, I was browsing online (yet again) for housing updates. I noticed the old house on Columbus was reduced for the second time, down a total of 14% from original list price.
I spent a couple of days formulating my plan. Yesterday, I took a small leap and called Dad.
I quickly (ok, barely) explained that things with Vinny and me are just not working out.
Then I moved on to the plan. Told him that the way I see it, I have 4 options in the very near future, considering I can't maintain my house by myself. To summarize: Move to Dad's, move to Jen's, rent from Weird Lady at work, or convince Dad to help me buy the house on Columbus.
I sent him the links to Weird Lady's House and Columbus Ave, and we talked a bit about each option. About Columbus Ave, I proposed that on paper, he would buy it or cosign it, but in the checkbook, I would be making all payments.... etc. About moving to Dad's, he said he would love to have me stay for awhile, even with the Herd, and he'd back me up as much as I need. (Dads always know the right thing to say, and mean it.) About moving to Jen's, he agreed that it could help Jen tremendously, but I am still leery about her dragging me down. And about the Weird Lady's house, neither of us are too thrilled about that, with emphasis on keeping work life and personal life separate.
I was pretty clear about my preference of wanting to be by myself, but I do understand that I may have to forfeit that preference for awhile. The priority will be to work myself into a position to get to that point.
That being said, I asked him to consider the Columbus Ave house for a few days. If he is open to moving in that direction, we could schedule an appt and see the place in person. If it is decent enough, and he feels comfortable helping to buy it, then I would in turn buy it from him when I am able to have a loan on my own.
If that doesn't work out, at any point in the plan, then I'll most likely move back with Dad. It is the most secure option. But I worry about all the animals, and the drive to work is kind of long.
Monday, March 29, 2010
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